retirement

  • 6 Important Financial Strategies, 6 Important Financial Strategies for Your 20’s and 30’s

6 Important Financial Strategies for Your 20’s and 30’s

2025-03-26T10:09:42-05:00July 21, 2017|Categories: Resource Center|Tags: , |

6 Important Financial Strategies for Your 20’s and 30’s

6 Important Financial Strategies for Your 20’s and 30’s

At CTS, we realize that retirement for the Baby Boomer generation likely looks very different than it will for Gen X and Gen Y. In lieu of pension plans and other traditional benefits that Boomers may have access to, Gen X and Gen Y will likely have to rely on personal savings and investments. As a result, financial planning will take on increased importance. In addition, medical advances mean that average life spans are increasing, so you a longer retirement could become the norm.

As a Gen Y or Gen X investor, your financial goals are different from previous generations. Baby Boomers had pensions and stable careers, but you may not have those same benefits. It’s important to start planning early, especially since life expectancies are longer today.

At CTS Financial Group, we know that …

  • The Top Social Security Facts Retirees Must Know

The Top Social Security Facts Retirees Must Know

2025-03-26T10:31:59-05:00May 26, 2017|Categories: Resource Center|Tags: , |

The Top Social Security Facts Retirees Must Know

The Top Social Security Facts Retirees Must Know 

Social Security provides guaranteed income in retirement. To make the most of it, it’s important to understand when to claim your benefits. Claiming too early reduces your benefits, but waiting until your full retirement age or even age 70 increases them. This strategy can significantly boost your lifetime income.

Changes to Social Security rules in 2015 removed some claiming strategies. Now, you cannot choose between your personal and spousal benefits if you file after 2016. These changes make planning even more important to maximize your benefits.

Social Security is often a key part of retirement income. It’s crucial to carefully consider your options and speak with a professional. At CTS Financial, we can guide you in making the best choices for your situation.

At CTS Financial, we have compiled a tip sheet, The Top Social Security Facts Retirees …

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