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  • Couple Working On Laptop, What’s Your Number?

What’s Your Number?

2025-03-25T12:58:53-05:00October 8, 2020|Categories: Resource Center|Tags: , , |

What’s Your Number?

What’s Your Number?

Most people will spend 30, 40, or even 50 years working toward retirement, putting a little away each month so that they can enjoy their golden years. But when it comes to retirement savings, how much is enough?

Determining how much you need saved for retirement is a crucial first step in the retirement planning process. The goal is to balance saving enough for your future without sacrificing too much of your present lifestyle. To figure out how much you’ll need, start by understanding your expected retirement expenses. Consider factors like whether you’ll stay in your current home, have additional or fewer expenses, and whether you’ll support family members or focus on philanthropy.

Next, evaluate your income sources during retirement. Social Security, rental income, pensions, and investment dividends may be key to your retirement budget. Comparing your expected income to your monthly expenses will give you an …

  • Silhouette In Front of American Flag

A Historical Look at Elections Campaign

2020-09-11T09:08:52-05:00September 11, 2020|Categories: Resource Center|Tags: |

A Historical Look at Elections Campaigns

As we approach the 2020 election, we’ve been getting questions about what we expect to happen on November 3rd, and how the election will impact investment markets. We offer a non-partisan, historical outlook concerning what might happen in November and how we are thinking about these items from the perspective of wealth management. Take a look here https://bit.ly/35q1U6A.

  • Person Rock Climbing, Benefits of the Right Amount of Active Management

Benefits of the Right Amount of Active Management

2025-03-25T13:07:23-05:00April 29, 2020|Categories: Resource Center|Tags: , |

Benefits of the Right Amount of Active Management

Benefits of the Right Amount of Active Management

For years, the debate has been whether active or passive management investing was ideal.

When it comes to investing, many people fall into one of two extremes: being too passive or too active. Passive investors often rely on tools like target date funds or robo-advisors, which can be risky during market volatility due to their equity-heavy portfolios. On the other hand, too-active investors may fall into emotional traps like market timing or buying and selling based on fear of missing out, which often leads to underperformance compared to the broader market.

A balanced approach is ideal, and this is where professional financial advice can make a significant difference. A trusted advisor provides active management that goes beyond stock picking. They help assess your risk tolerance, ensure proper diversification, and tailor investment strategies based on your long-term goals. …

  • Thriving In The Gig Economy

Thriving in the Gig Economy

2025-03-26T08:25:43-05:00June 21, 2019|Categories: Resource Center|Tags: , , , |

Thriving in the Gig Economy

Thriving in the Gig Economy

Approximately 57 million Americans participate in the gig economy. While the gig economy has been around forever, the number of freelancers has increased exponentially. The need for these freelancers and side hustlers to save for retirement is greater than ever.

The gig economy, which includes independent contractors and freelancers, continues to grow rapidly. With over 57 million Americans participating in this type of work, it’s clear that the shift toward gig work is here to stay. While this model offers flexibility and good income, it also presents challenges in managing finances, particularly when it comes to retirement savings, taxes, and insurance. Fortunately, freelancers can take several proactive steps to improve their financial future.

First, gig workers should secure health insurance and consider opening a Health Savings Account (HSA). The HSA offers a tax-friendly way to save for medical expenses, and after age 65, …

  • Women & Investing

Women & Investing

2025-03-26T08:43:32-05:00March 20, 2019|Categories: Resource Center|Tags: , |

Women & Investing

Women & Investing

Women investors face special challenges that make financial literacy and advanced planning especially important. For example, women are more likely to outlive their husbands or have divorce disproportionately affect them, making long-term financial strategies especially critical.

Women face unique challenges when it comes to investing and managing their finances. They often outlive their husbands, which can create stressful situations, especially if the husband has managed the finances. Studies show that many women are not actively involved in financial planning. For example, only 24% of women in their 50s have a financial plan in place. On top of this, women earn less than men and are more likely to take time off for caregiving, both of which impact their ability to save for retirement.

Women also tend to be more conservative investors. This cautious approach can help protect their assets, but it may result in lower returns over …

  • Christopher Much Proust Questionnaire

The Proust Questionnaire Journey Continues with Christopher Much

2025-03-26T09:02:29-05:00September 7, 2018|Categories: Resource Center|Tags: , , |

The Proust Questionnaire Journey Continues with Christopher Much

The Proust Questionnaire Journey Continues with Christopher Much

Christopher Much steps up to the Proust Questionnaire plate today, giving us some visibility into what makes him tick. Did you know that when he’s not crunching numbers and consulting with clients, Chris throws on a Gi and can be found studying the art of jiu-jitsu?

Maxim Lukawski, Director of Tax Services, enjoys financial planning because it blends data analysis with helping clients. He feels fulfilled when he sees the relief in clients’ eyes as they create a solid plan.

He views his greatest trait as tenacity, though his wife might call it stubbornness. He never gives up on tough tasks and pushes forward until he succeeds. Maxim values generosity in his friends. He believes it’s essential for being a good person.

Maxim admires Batman for his skills and humility, and Bruce Lee for his contributions to martial …

  • Empower Your Future

Empower Your Future

2025-03-26T09:04:31-05:00August 23, 2018|Categories: Resource Center|Tags: , , , |

Empower Your Future

Empower Your Future

Today, fewer than 1 in 4 employees have a pension – and that number is falling. Social security is changing too, as the retirement age to receive full benefits rises. Younger generations can no longer rely only on the system for retirement savings. It’s up to you to provide for yourself, and to prepare to do so sooner rather than later.

From a young age, we learn the importance of saving and investing for the future. Without a solid plan, our goals may never be realized. Today, this message is more important than ever. Responsibility for retirement savings has shifted from employers to employees. A generation ago, 84% of retirees had income from employer pension plans. Today, fewer than one in four employees have a pension, and Social Security is providing less support.

Millennials can no longer rely on the system for financial security. Two-thirds of millennials …

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